Students / Goal setting session
What does success look like to you?
Helping students imagine what a successful life could look like, from high school through retirement.
Phil is a builder, speaker and educator.
Ten years of lessons, put to work.
I’m Phil. I turn a decade of business lessons into AI guides you can follow, systems built for you, and talks that get rooms moving.
On stage at The Gathering Spot · Atlanta, GA
ScrollPhoto: Phil in a gray suit speaking with a mic on a four person student panel at The Gathering Spot in Atlanta.
The rooms keep getting bigger
Tap a logo to see me in that room.
From the room
Talks, workshops & conversations.
Business / Webinar
200K Profit Webinar
A longer business webinar focused on profit, with room to go beyond the short clips.
Investing / Conversation
Strategic $50K Investments: Mortgage Notes, Business Acquisitions & Turo !
Exploring a $50,000 investment through three different paths: mortgage notes, business acquisitions, and Turo.
Generational wealth / Panel
Building Generational Wealth Panel
A panel conversation about building wealth with the next generation in mind.
Entrepreneurship / Business stories
Entrepreneur Horror Stories: "Losing $1,000,000 in Memphis!"
An entrepreneur’s account of a $1 million loss in Memphis and the difficult side of doing business.
Eleven86 / Business tour
Eleven86: The State Water of Alabama Tour !!
A visit to Eleven86 in Alabama for a closer look at the bottled water business.
Launch GSU / Personal credit
Understanding Personal Credit with Phillip Karaya
A personal credit session with Launch GSU, making space to understand an important part of financial life.
Once Upon A BNB / Guest appearance
AIRBNB GUEST STOLE $120K | ONCE UPON A BNB
An Airbnb hosting story on Once Upon A BNB about a guest and a $120,000 theft.
Afronomics / Conversation
If we don’t, they will: growing up African
A conversation on Afronomics about growing up African, the work we’re doing, and what drives it.
Black Porsche Club / Conversation
Uncover the Secrets to Building Wealth from Black Porsche Club Members!
Black Porsche Club members share lessons on wealth, discipline, and what they wish they’d known earlier.
NAREB / Panel discussion
Nareb Show Me The Money Panel
The Show Me The Money panel at NAREB, bringing money questions into a shared conversation.
Real estate / Full conversation
Cody Cross x Real Estate
A conversation with Cody Cross about real estate and the business behind it.
00Where do you want to start
Learn it. Build it. Book it.
01
Free guides
Nine free guides and a vault of paid builds. Download one, paste it into Claude, and build alongside it.
See the guides 02Done for you
Custom AI agents, websites and platforms, done for you by my team at Intellovate.
Book a strategy call 03Speaking
Keynotes, workshops and panels. Ten years of rooms, from elementary classrooms to national conferences.
See the speaking01The guides
Give these guides to your AI.
Nine free guides. Paste one into Claude and build tonight.
Free, right now
- 01Find the Work AI Should Steal From You
- 02Build an Inbox That Works While You Don’t
- 03Claude & ChatGPT Starter Kit for Business Owners
- 04Train Your AI to Talk Like You With Muse
- 05How to Build a Free Social Media Overview
- 06Launching Claude Code for the First Time
- 07Building Your First App in 15 Minutes
- 08How to Build Your First Game in 20 Minutes
- 09Build Your Own Deal Checker
Go deeper
Claude Code 101
$27
Plan it, build your first dashboard, and deploy it with Vercel.
Creator Analytics Dashboard
$197
The full template and private repo setup, step by step.
Best valueAI Builder Vault
$297
Every guide I’ve made and every guide to come. One price, forever.
AI That Makes Cents
$100/mo
Weekly live help plus AI content and marketing workflows. Guide buyers join for $50/mo.
02The work
Built in public. Used for real.
Different interests. The same instinct: try it, figure it out, share what’s useful. Every one of these is live right now.
HostAgentDirect bookings for short term rentals
Travel PerksA verified network for travel perks
FleetAgentCars and drivers for rental fleets
IntellovateAI agents and software for service businesses
ScriptSaverPrescription savings, free
Freedom NumbersLife planning for students
Cinematic PhilmsAerial cinematography studio
Finance With PhilFinancial education nonprofit
Need it done for you?
My team at Intellovate builds it.
- 01AI agents & automation
- 02Custom websites & funnels
- 03Web apps & SaaS
- 04Integrations & operations
- 05Consulting & deal advisory
03The person behind the projects
I’ve never been a one thing person.
I’ve run an Airbnb, managed rental cars, worked in a pharmacy, and taught university students.
I’ve also spent a lot of time traveling, making videos, and asking, “There has to be a better way to do this.”
These days, that question usually turns into something I build with AI. Other times, it turns into a workshop, a creative experiment, or a conversation worth having.
Community is part of that story too, through my work with the US–Africa Chamber and support for Global Abiding Hope.
The longer story on LinkedInCommunity · Kenya
A well. A village. A family story.
Opening a water well in my mom’s childhood village in Kenya.
My mom’s journey brought us back to the place she grew up, this time for the opening of a water well. I’m proud to have helped fundraise and be part of that moment.
Supporting students, helping furnish libraries, and contributing to projects like this are part of what community means to me. It’s personal.
04Good conversations, bigger rooms
Let’s get people thinking. Then doing.
More than 20 stages and 5,000 plus audience members later, I still prep like it’s the first one.
I bring the same curiosity to a room that I bring to a build. Let’s make the conversation relevant to the people in it.
Book me for your room- 01
AI you can put to work
Turning experience and ideas into useful tools.
- 02
Money, business & figuring it out
Lessons from building and running businesses.
- 03
Learning through possibility
Helping students explore what comes next.
- 04
Connections across continents
Community, collaboration, and US–Africa business.
Ten years of rooms
How the mic found me.
A few highlights. The full list is longer.
Keynote program · Rules of Engagement The first formal keynote
A first speaking engagement and an all girls high school keynote. The start of saying yes to the mic.
Career Day · Browns Mill Elementary Back to the old classrooms
Career Day at Browns Mill Elementary, plus guest speaking and personal credit workshops with Launch GSU.
Teaching through a pandemic
Taught Business Analysis at Georgia State and moved the money talks online.
Penn State · financial literacy on Zoom The rooms went virtual
Financial literacy with Penn State students and teaching GSU 1010 at Perimeter College.
Pan African Trade Conference · Atlanta Bigger stages
Moderated and spoke at the Pan African Global Trade & Investment Conference in Atlanta.
R.I.S.E. · Maynard Jackson High Conferences & a weekly commitment
NAREB Region VI in Orlando, a HackHBCU capital workshop, and weekly mentorship at Maynard Jackson High.
NAREB · Show Me The Money panel From keynotes to a finance class
Guest speaker for SWFL NAREB in Florida, a four day STREAM camp, and a weekly Life Skills finance class at B.E. Mays High.
Goal setting with students Panels & money workshops
Clark Atlanta University’s global business panel and scenario based budgeting workshops at Kennesaw State.
- 2026
Still saying yes
Emceeing Undugu Speaks, plus weekly AI and finance office hours. The list keeps growing.
05Make the introduction
What are youthinking about?
A project, a speaking invitation, a collaboration, or a good question. I’m all ears.